Having trouble saving money? Are you looking for the best budget app to help you save money? In this day and age, most people think about spending less and saving more. But let’s face it, most of the time, the majority of them fail to save money by the end of the month. It is tough to manage money with the day-to-day expenditure of home, work, and other emergencies. Moreover, by the end of the week, motivation to save money also runs out. In light of these reasons, tech professionals have come up with budget planner apps to take care of your budgeting needs. These apps make it effortless to monitor your spending and saving habits. All you require to do is download the best budget app and link it to your bank account and track your cash flow. Most of the budget application offers a wide range of features to help you improve your finances.
5 Best Budget Apps Available
Here's the list of 5 best budget apps to track your expenses:
1. YNAB (You need a budget)
YNAB or You Need a Budget app is the best budget planner on the market at present. YNAB company provides the best budgeting philosophy and has a renowned budgeting philosophy, which earned it the top spot in the budget list. This app is 100% risk-free and gives a money-back guarantee.
You may sync your app account to your bank accounts, import your data from a file. If you want, you can even manually enter the details of each transaction. You can easily learn how to use the You Need a Budget app by going through their video courses. The company even provides a live workshop and reading guide to help you understand and get familiarized with the app. Unlike other budget planner apps, YNAB offers a proactive budgeting approach.
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The YNAB company guarantees top-notch privacy and security to the users. They use bank-level encryption for all data to protect your information. To enhance the security further they even provide password security, third-party audits, and other features. Once you have signed in, you can create your budget and set goals eventually. The YNAB app also provides extensive educational resources and customer support to make sure you are on track. One of the major setbacks for this app is that it is expensive. However, you will get a 34-day free trial period after which you will have to pay $84 per year or $11.99 per month.
2. Mint
Mint is one of the best budget planner apps available. This app is also one of the most popular budgeting apps available with over 25 million users around the globe. The Mint app is free and highly user-friendly which can be accessed by budgeters of all levels. Few features of this app let you set up bill payment reminders and track investments. The only drawback of this app is that you may see many targeted financial product advertisements.
Mint offers you to sync your financial accounts within the app or even manually add transactions. Once you have linked your financial details, Mint will show all your accounts in one place and keep track of your spending daily. This app will automatically organize your spending, offer monthly bill tracking and give regular payment reminders. The app also offers to keep track of your investments and check portfolio fees. Additional to all these features, the Mint budget app also provides few educational resources and top-notch security to protect your data. This app protects your data through features like security scanning, multi-factor authentication, and touch ID mobile access.
3. PocketGuard
PocketGuard is a simple, easy-to-use, and good app. This app lets you easily track spending via their dashboards and monitor balances across accounts. The PocketGuard app also offers several additional features. They send you a weekly financial report of your spending and savings via mail. This app can also offer to send alerts and pill payment notifications.
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Although this app comes with a free version that will analyze and track the unwanted subscription. It will also cancel them, but you will have to pay a fee for it. You can also upgrade your PocketGuard account for just $4.99 per month or you can pay $34.99 annually.
4. Personal Capital
Personal Capital is a digital wealth management company. It touches the standards of the top budgeting apps on the market. It lets you sync, monitor, and track your financial expenses and accounts like any other best budget app available. The primary app of this company is free to use. It does come with the option to add investment management services for 0.89% for accounts under $1 million. Personal Capital gives you their Fee Analyzer to take a closer look into your portfolio fees. This app protects your data with encryption, protection from fraud, and robust authentication. No one is given access to your login credentials and provides high security to your information. One of the drawbacks of this app is that this app does not allow you to manually add budgeting transactions.
5. Simplifi By Quicken
Although Simplifi by quicken is a pretty new application on the market, it has already gained a lot of popularity to reach the list of best budget apps. It provides excellent cash-flow management and has several unique features. Just like many other apps, in this budget planner app, you can automatically sync and view all your financial accounts in one place. This app offers to notify you of the upcoming bills and flag large purchases. In addition to this, it lets you create a personalized space to keep a track of your spending and savings left based on your income and expenses. The Simplifi comes with a Refund Tracker feature, that sends you a notification when a return goes through or is overdue. This app offers one month free trial period, later you can upgrade your version to either $3.99 per month or $39.99 per year. Simplifi also comes with a web-based version of the app.
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Hopefully, this article will help you find the best budget app to track your expenses. In case you don’t like them then you can always search for other apps online.
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